Whether you are a prospective first time homebuyer, a renter dreaming of homeownership, a homeowner facing default, or interested in learning about home maintenance, CDCLI can help. Our NeighborWorks® HomeOwnership Center offers grants, loans, training, and other assistance to help people achieve and sustain healthy homeownership, gain financial independence, and achieve their dreams. Nosotros hablamos español.
First Time Homebuyer
Preparation for homeownership starts long before the purchase takes place. CDCLI will help you to become mortgage-ready by educating you about the buying process, pitfalls to avoid, and available funding opportunities. CDCLI can help make your dream become a reality.
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For an informational session about this program, register for a Virtual FREE First Time Homebuyer Orientation October 16th, 2023 at 6:30PM
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Or
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If you are ready to jump into your education, create an account to view our programs and register for classes,
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Down Payment and Closing Cost Assistance Loan
A low interest rate loan for down payment and closing cost assistance is available for first-time home buyers to avoid Private Mortgage Insurance (PMI) whose income is no greater than 120% of the area median income based on family size.
Homes For Sale
New construction and rehabilitated homes are available for eligible first-time homebuyers. Check out what’s available!
Rent-to-Own Program
CDCLI purchases homes, rehabilitates them to a high quality standard, and rents them to families who commit to purchasing the home within 3 years.
Voucher Homeownership
Housing Choice Voucher recipients are eligible for subsidies and innovative financing in order to achieve homeownership.