Are you late paying your monthly mortgage?
 
Are you worried about falling behind?
 
Have you received letters or legal documents from your lender/servicer?
 
CDC Housing Counselors can help you evaluate your options with dignity and respect.
 
CDC Services:
     • Assess homeowners' circumstances and explain mortgage options
     • Develop a household budget
     • Establish a plan of action
     • Negotiate with the lender/servicer when appropriate
     • Provide referrals to resources for other needs/services

 
To complete a mortgage counseling appointment you must:
     • Provide copies of documents requested
     • Fill out Intake forms completely
     • Be able to prove it is your primary residence
     • Be on the property mortgage/deed
     • Bring your mortgage statement/coupon or recent correspondence showing loan number
 
To find out more and schedule a counseling session, please call 631-471-1215 extension 158, Ginny Pomaro or email vpomaro@cdcli.org   and provide your name and phone number.

Do you have questions about the Federal Homeowner Affordability and Stability Plan also known as Making Home Affordable or HAM Program? Visit www.makinghomeaffordable.gov or go direct to the Frequently Asked Question page http://makinghomeaffordable.gov/borrower-faqs.html or click here download a pdf. 
 

To access Fannie Mae educational material about modifications, refinance, short sales and other options please click on this link  http://knowyouroptions.com

Other important web sites:
www.hud.gov
www.banking.state.ny.us