Down Payment and Home Repair – Grants are available for down payment and post closing home repairs are available for first time homebuyers in order to improve the quality of decent, affordable housing for New York homebuyers.
Down Payment Assistance – loans for down payment assistance are available for first time homebuyers with incomes up to 120% of the area median income.
SmartMove NY – 20 year second mortgage loans at a low fixed rate, for up to 20% of the home purchase price are available to income eligible homebuyers.
Voucher Homeownership Second Mortgages – loans are available for Housing Choice Voucher recipients for the difference between the purchase price of a single family home and the first mortgage amount, less the down payment.
First Home Club – a matched savings programs through the Federal Home Loan Bank of NY and participating lenders that provides up to a $7,500 match toward down payment and/or closing costs for income-eligible first time homebuyers.